This Privacy Policy was last updated on: February 22, 2016.



Your use of our Site or other Service is subject to binding individual arbitration of any 

disputes which may arise, as provided in Paragraph 18 of the Terms of Use.  Please 

read the arbitration provisions carefully and do not use our Site or other Service if you 

are unwilling to arbitrate any disputes you may have with us (including without 

limitation any disputes relating to this Privacy Policy or our privacy practices) as 

provided in the Terms of Use.


This Privacy Policy ("Policy") sets forth the privacy policies that apply to your use of or any of our other websites (collectively, the "Site") and 

any other services or products and any related software applications (collectively, the 

"Service") offered and/or operated by Prospects, Opportunity and Enrichment, Inc. 

("Prospector" or "we" or "our" or "us"). By visiting our Site or otherwise signing up for 

and/or using our Service, you are subject to these privacy policies.

1) Prospector is concerned about your privacy and wants you to be familiar with how it 

collects, uses and shares your information. This Policy outlines the type of 

information that we collect and receive from you while you are using our Site or 

other Service. Additionally this Policy identifies the ways in which we process, and 

sometimes share, such information and what control and choices you have with 

regard to the collection and use of your personal information. Please review this 

Policy carefully, especially before providing any personal information through our 

Site or other Service. Our Site and Service are operated in and controlled from the 

United States of America. If you have any questions about this Policy or don't see 

your concerns addressed here, please use the contact information provided at the 

end of this Policy to contact us.

WHAT THIS PRIVACY POLICY COVERS: The practices described in this Policy only apply 

to the following:

1) Information collected online on this Site.

a) Like many other websites, we may now or in the future provide other websites 

or mobile services with, and allow users to "snag" or place, our RSS feeds, video 

players and other applications on websites or mobile services we do not control. 

This Policy applies to any information we collect when you use our RSS feeds, 

video players and other applications, but does not apply to information 

separately collected by the operators of those websites or mobile services or 

other third parties that may provide content or services to those websites or 

mobile services.

WHAT THIS PRIVACY POLICY DOES NOT COVER: This Policy does not cover any of the 


1) Information you give to us offline, for example when you send a letter to our 

business address or leave a message on our voicemail system.

2) Information collected by third parties, even if collected on or through our Site or 

other Service. For example, we may embed a content feed, video player or other 

application from a third party on our Site or other Service. These third party 

applications may appear to be part of our Site or other Service, but the content is 

provided by a third party server. By accessing this third party application, the third 

party owner may send its own cookies and collect its own data regarding your 

interaction with the application and may solicit your personal information as part of 

your use of such application. We are not responsible for the actions and privacy 

policies of these third party providers and you should review such privacy policies 

prior to providing any Personally Identifiable Information to them.

3) This Policy will be posted on this Site for your review and from time to time as part 

of registering or providing information in connection with this Site or other Service, 

we may provide you with a short notice reminding you to refer to this Policy and 

other relevant information from us when using our Site or other Service.





a) Our goal is to collect and use only that information that we think is required for 

our legitimate non-profit interests, in order to better understand your interests 

and to improve your experience of using our Site or other Service. In order to do 

so, we collect the following types of information:


information is any information that identifies a living individual, such as your 

first and last name, mailing address, phone number, mobile phone number 

email address, photograph, credit/debit card number and expiration date (or 

other payment-method information), login ID, member name and password 

and other information about a specific individual that identifies the individual 

("Personally Identifiable Information"). When you sign up for or use the Site 

or other Service, Prospector collects some amount of Personally Identifiable 

Information from you. Prospector also collects Personally Identifiable 

Information that you may voluntarily provide when you use the Site or other 

Service, that you may disclose in a public area of the Site or other Service 

(such as a rating/review page, message board or chat room), or that you may 

include if you communicate with Prospector, such as by responding to polls 

or survey, registering for sweepstakes, contests and other promotional 

opportunities, or submitting requests to our Prospector Team.   In some 

instances, when you use certain features of the Site or other Service, 

Prospector may collect the email addresses or other Personally Identifiable 

Information of others that you may provide. Unless stated otherwise at the 

point of collection, we will treat any such Personally Identifiable Information 

that you submit about other people in accordance with this Policy.


information from you automatically when you use the Site or other Service. 

Non-Personally Identifiable Information is information that does not 

specifically identify a living individual and is not used with Personally 

Identifiable Information to determine an individual's identity, including a 

computer's Internet Protocol ("IP") address, a mobile device's unique 

identifier, computer and device connection information such as browser type 

or version, demographic information, such as a person's age, ZIP code and 

other data collected automatically through the operation of this Site or other 

Service ("Non-Personally Identifiable Information"). We may collect site 

usage data and other Non-Personally Identifiable Information (such as which 

Site pages are visited and in what sequence) through the use of various 

technologies. For example, our Web servers automatically collect IP 

addresses from computers and other devices that visit the Site. An IP address 

is a number that is automatically assigned to a computer by the Internet 

service provider whenever the computer is connected to the Internet. Web 

servers, the computers that "serve up" and deliver Web pages, automatically 

identify a computer by its IP address, and when a page is requested from a 

website, its servers log the IP address of the computer requesting the page. 

When we are collecting information regarding what pages and content on 

this Site or other Service a computer is accessing and using, in general we do 

not link that computer's IP addresses to any Personally Identifiable 

Information, so although the Site usage data associated with a computer's IP 

address will be logged, your identity will remain anonymous to us and the 

Site. For portions of the Site or other Service that may require registration or 

a log-in, we may also collect your registration, username and password 

information from you when you register or log in to those portions of the Site 

or other Service. During some visits, we and/or third party providers may use 

software tools, such as Javascript, to measure and collect session 

information, including page response times, download errors, time spent on 

certain pages, page interaction information, and methods used to browse 

away from the page. 


i) COOKIES Like many sites, we and third parties that provide content on and 

through the Site or other Service use "cookies" or other similar technologies 

to collect information. A cookie is a small text file that is sent to your 

computer from a Web server and stored on your computer's hard drive when 

you visit a website. Prospector's cookies contain Personally Identifiable 

Information, such as your Login ID and your email address, as well as Non-

Personally Identifiable Information. Prospector uses cookies to allow you to 

log in automatically and to ensure that you have agreed to the terms, 

conditions and policies that govern your use of the Site or other Service. In 

addition, Prospector uses cookies to measure traffic activity on the Site, track 

your use of the Site or other Service, and provide you with a more 

personalized user experience by allowing Prospector to provide targeted 

advertising and determine which areas of the Site or other Service may be 

the most popular or useful to you. Similarly, if you have asked us to send you 

information about upcoming products and promotions, by using cookies we 

collect information about which Site pages you have visited and in what 

order that may allow us to narrow or limit the materials provided to you 

based on your prior online activities or preferences. Most browsers are 

initially set to accept cookies. If you prefer, you can set your browser to 

refuse cookies or to alert you when cookies are being sent, but it is possible 

that some parts of the Site or other Service may not function properly if you 

do so. For more information about cookies and how to disable them, please 

consult the information provided by the Interactive Advertising Bureau at Certain internet browsers, such as Internet 

Explorer, Chrome, Firefox and Safari, also allow you to block, control and 

remove cookies from your computer. For more information regarding your 

specific browser, please consult the browser's Help section or browser 

provider's website.

ii) IP ADDRESS An IP address is a number that is assigned to your computer 

automatically when you use the Internet. Prospector logs your IP address and 

uses your IP address to track your usage of the Site or other Service.

iii) OTHER METHODS Where authorized and as permitted by FTC guidelines and 

all other applicable laws, rules and regulations, Prospector may also use or 

allow the use of trusted vendors and other third party companies who may 

gather data for appropriate business purposes such as managing advertising 

and/or generating reports on Site traffic and statistics. We may also use 

other monitoring technologies to gather anonymous statistics about our Site 




Identifiable Information for the purposes for which it was provided. For example, 

Prospector may use your Personally Identifiable Information to notify you of 

changes to the Site or other Service, to let you know about opportunities and 

other products or services you may be interested in, to notify you of upcoming 

events, special offers, quests, contests and to request your participation in 

surveys or other promotions.  You can choose not to receive certain 

communications from Prospector by unsubscribing from our e-mail mailing list.  

Prospector also uses your Personally Identifiable Information to provide you with 

information that you request, and deliver content to you that is relevant to your 

interests. If you use Prospector to give a gift, Prospector may use the email 

addresses you provide to send your gifts, and other communications relating to 

such transaction, and any further communications as may be authorized by the 

recipient. We also may send information or offers to selected groups of Site or 

Service users on behalf of other businesses. When we do this, we do not give 

those businesses your name or address. Under certain circumstances (for 

example, if you win a contest) we may post your Personally Identifiable 

Information on this Site. We will notify you of this possibility when you provide 

the Personally Identifiable Information and if possible, when the Personally 

Identifiable Information is posted. Cookies and similar tools may be used to 

relate your use of the Site or other Service and Non-Personally Identifiable 

Information to Personally Identifiable Information obtained from you. If any 

Non-Personally Identifiable Information is linked with Personally Identifiable 

Information, the linked Non-Personally Identifiable Information will then be 

treated as Personally Identifiable Information.


i) Prospector is 100% opposed to unsolicited commercial email ("spam"). We 

do not have any desire to send unsolicited marketing emails to anyone 

without permission and we do not sell or provide user email addresses to any 

unauthorized third party in violation of this Policy. All of our newsletters and 

other general email marketing communications also include an "unsubscribe" 

opt-out link that you may use to ask that we discontinue such emails to you.


i) DISCLOSURE TO AFFILIATES Prospector reserves the right to share any 

Personally Identifiable Information or other information about you which you 

provide to (or which is gathered from) the Prospector Site or other Service 

with any or all of its subsidiaries and affiliates (collectively, our "Affiliates") 

(subject to the opt-out right described below, with respect to disclosures of 

Personally Identifiable Information to Affiliates for their direct marketing 

uses). Subject to the applicable privacy policies under which such information 

was collected, Prospector may also have access to any information you 

provide to (or which is gathered from) the web sites of any of our Affiliates. 


businesses, we sometimes hire other companies to perform certain business-

related functions on our behalf such as hosting specific portions of the Site or 

other Service, maintaining databases, providing wireless services, providing 

fulfillment services, sending e-mails, and processing payments. When we 

employ a third party to perform these functions, that third party will only be 

provided with the particular Personally Identifiable Information it needs to 

perform its function, and is required to protect the Personally Identifiable 

Information. For third-party sponsored sweepstakes, contests or promotions, 

we may request Personally Identifiable Information from you that may be 

shared with the sponsor upon request. If Prospector sells all or part of the 

Site and/or other Service or makes a sale or transfer of assets or is otherwise 

involved in a merger or business transfer, we may, in our sole discretion, 

transfer, sell or assign your Personally Identifiable Information to a third 

party as part of or in connection with that transaction. Upon such transfer, 

the privacy policies of the acquiring entity may govern the further collection 

and use of your Personally Identifiable Information.

iii) DISCLOSURE TO OTHERS In addition, we may disclose Personally Identifiable 

Information under the following circumstances to: (1) protect our legal 

rights, privacy or safety, and those of our subsidiaries, affiliates, employees, 

agents and contractors; (2) protect the safety and security of visitors to our 

web sites or other properties; (3) protect against fraud or other illegal 

activity or for risk management purposes; (4) respond to inquiries or 

requests from government, regulatory, law enforcement or public 

authorities; (5) permit us to pursue available remedies, commence, 

participate in, or defend litigation, or limit the damages that we may sustain; 

(6) enforce our Terms of Use; or (7) comply with subpoenas, search warrants, 

the law or other legal process.


AUTHORIZE Social media plug-ins of social networks, which may include but are not 

limited to Facebook, Twitter, Tumblr and Pinterest, may be integrated into our Site 

and other Services. Where our Site or other Service contains a plug-in to a social 

networking site, these are clearly marked (i.e. with a button). If you choose to click 

on one of these buttons or links, you browser will connect directly to the servers of 

the relevant social networking site. The social media network directly transmits the 

content of the plug-in to your browser. If you are a member of a social network 

service or you use other Internet sites where you have authorized them to gather 

information about your online behavior on the Prospector Site or other Service, 

including your use of a plug-in or other participation in any behavioral reporting 

program that they may operate on or off of their own site, Prospector may share 

information regarding your activities on our Site or other Service with those third 

parties pursuant to your authorization, and they may associate that information 

with Personally Identifiable Information they already have about you (such as your 

Facebook Profile) and use it to improve their site or services or for other purposes. 

Prospector does not control the privacy policies of such third parties, and their 

privacy policies will govern their use of your information once it has been 

transmitted by Prospector. Prospector assumes no responsibility or liability for the 

actions of such third parties with respect to their use of your information or 

otherwise. Accordingly, make sure you are aware of and comfortable with the 

privacy policies of any third parties that you authorize to gather information from 



a) Prospector does not control the privacy policies of its advertisers or other third 

parties that have Web sites linked to the Site or other Service or with whom we 

may share your information in accordance with this Policy. If you click on an 

advertisement or link, the privacy policies of the Web site that you link to will 

govern the use of your information by that Web site's operator. Prospector 

assumes no responsibility or liability for the actions of such third parties with 

respect to their use of your information or otherwise. Accordingly, make sure 

you are aware of and comfortable with the privacy policies of any third-party 

Web sites you link to.


a) Prospector is not designed or intended for use by children under 13. If you are 

under 18, you should use Prospector only with involvement of a parent or 

guardian. At various places on the Site or other Service, we may ask users for 

their age. Children under 13 are expressly prohibited from submitting any 

Personally Identifiable Information (as defined below) to us, and if we discover 

that we have inadvertently gathered any such information from a child under 13, 

we will take appropriate steps to delete it.


a) Please remember that information posted to message boards, chat rooms, blogs 

and other user forums become public information. Please use caution when 

posting. Individuals under the age of 18 should be especially careful not to 

provide any Personally Identifiable Information when participating in an area of 

the Site or other Service where posting might become public. If you voluntarily 

disclose Personally Identifiable Information in a public area of the Site or other 

Service, such as a rating/review page, chat room or message board, that 

information may be collected and used by a third party to send you unsolicited 

messages, advertisements or for other purposes. Prospector does not control 

the actions of users in public areas of the Site or other Service. If you disclose 

Personally Identifiable Information in a public area, you do so at your own risk. 

Please see our Terms of Use for the standards of behavior that must be followed 

when using these portions of the Site or other Service.


a) We maintain security measures in place in order to attempt to protect against 

the loss, misuse and alteration of the Personally Identifiable Information under 

our control. Please be advised, however, that the Internet and other various 

networking communication media are not entirely secure, and your information 

may therefore be subject to interception or loss which is beyond our control. 

While we strive to protect your Personally Identifiable Information, we cannot 

ensure or warrant the security of any Personally Identifiable Information you 

transmit to us. Any transmission is done at your own risk. Accordingly, 

Prospector assumes no responsibility or liability for disclosure of your 

information (personally identifiable or otherwise) due to errors in transmission, 

unauthorized third-party access or other causes beyond Prospector's reasonable 



a) The interpretation and application of this Privacy Policy shall be governed by the 

laws of the United States and the State of Connecticut without regard to its 

conflict of law provisions. This Site or other Service is not intended to subject us 

to the laws or jurisdiction of any state, country or territory other than that of the 

United States. Please note that we do not represent or warrant that the Site or 

other Service is appropriate for use in any particular jurisdiction. Those who 

choose to access the Site or other Service do so at their own initiative and are 

responsible for complying with all local laws, rules and regulations. If you are 

located in a country outside the United States and submit personal information 

to us, you are consenting to the transfer, processing, storage and use of that 

information in the United States as provided in this Policy.


a) When you use the Site or other Service, you are accepting the terms and 

conditions of this Policy, and Prospector will have the right to use your 

Personally Identifiable Information or other information about you as described 

in this Policy. If you do not agree to have your information used in any of the 

ways described in this Policy, you must not use the Site or other Service and you 

must follow the opt-out provisions above. If you have questions or concerns 

about this Policy, please e-mail


a) From time to time, we may revise this Policy to reflect industry initiatives, 

changes in the law or technology, or changes in our practices regarding 

information collection and use. You can determine when this Policy was last 

revised by referring to the "Last Updated" legend at the top of this page. Any 

changes to this Policy will become effective upon posting of the revised Policy on 

the Internet, accessible through the Site. By continuing to use the Site or other 

Service following such changes, you will be deemed to have agreed to such 

changes. If you do not agree with the terms of this Policy, as it may be amended 

from time to time, please do not continue using the Site or other Service. To the 

extent that an arbitrator or court of applicable jurisdiction determines that 

applying any changes to this Policy would render this an illusory or 

unenforceable contract, such changes shall be applicable on a prospective basis 

only, with respect to events or circumstances occurring after the date of such 

changes, to the extent necessary to avoid this Policy being deemed illusory or 



a) Your access to and use of the Site or other Service is also subject to the Terms of